Why NJ “Limitation on Lawsuit” Does not Have to Mean Limited Recovery

We don’t deny it.  In many cases, New Jersey car accident victims have to fight harder and more aggressively for Limitation on Lawsuit insurance policy settlements.  Insurance companies often want to use “Limitation on Lawsuit” as an excuse to deny fair and just settlements.  They expect that accident victims, and many of their attorneys, will accept it means limited payment.

We don’t accept that.  We believe that you deserve the help of an experienced New Jersey law firm that will zealously advocate for a fair recovery under New Jersey law. 

We Help Victims Covered by Exceptions

Contrary to what many people believe, there are specific exceptions that may allow you to recover fair compensation for pain and suffering. New Jersey law allows for six main exceptions, which include:

  • Death
  • Dismemberment
  • Significant disfigurement or significant scarring
  • Loss of a fetus
  • Fractures
  • A permanent injury involving a body part and/or organ that has not healed to function normally and will not heal to function normally with further medical treatment.

If you’ve selected a Limitation on Lawsuit insurance policy and were injured in an accident, please call a New Jersey lawyer today for a free consultation.