New Jersey vehicle accident victims with the “limitation on lawsuit” insurance option often face unexpected obstacles to recovering the money they deserve. Our NJ Injury Lawyers regularly overcome these obstacles for clients across the Garden State.

If you’ve been injured in New Jersey, your insurance agent, other attorneys, and/or an insurance company adjuster may tell you that because you selected the “limitation on lawsuit” option (also know as “verbal threshold”), you aren’t entitled to any compensation. Alternatively, the insurance company may try to settle with you by offering a fraction of what you are entitled to.

For decades, we have obtained thousands of recoveries for our clients with insurance policies intended to prevent them from being fairly compensated. Whether your insurance is called “limitation on lawsuit,” “verbal threshold,” or “limited tort,” we will fight for you and we know how to beat insurance companies at this unfair game.

Recoveries for our clients exceed $75 million in just the past five years. Recently, we obtained nearly $18 million in verdicts and settlements for the victims of one crash. We also recovered $1.95 million dollars for a client who was told by three other lawyers that he didn’t have a case because his insurance limited his right to a recovery.

“I am fortunate that I didn’t suffer my clients’ injuries. I am blessed to be trusted enough to bring them justice. I won’t let them down.” Injury Lawyer

About the Lawyers at Ostroff Law

  • We are award-winning personal injury attorneys.
    Ostroff Injury Law was awarded the Avvo Client Choice Award every year since 2012. Several of the firm’s attorneys are members of the Multi-Million Dollar Advocates Forum, and Jon Ostroff was selected one of “The Top 100 Trial Lawyers” and received the highest possible rating from Martindale-Hubbell since 2011.
  • We have an extensive understanding of transportation law.
    Not only are we equipped to navigate intricate state auto accident laws, but we also have a particularly intimate understanding of the laws surrounding NJ’s Limitation on Lawsuit/Verbal Threshold/Limited Tort insurance and the various exceptions that can help injured victims recover compensation.
  • We have recovered more than $75 million for our clients over the last five years.
    Insurance companies know Ostroff Injury Law as a firm that will fight for our clients. Our trial team is busy fighting for New Jersey residents with Limitation on Lawsuit insurance coverage. Insurance companies know us as a firm that won’t back down. As a result, they know one way or another, we’ll make them pay, so they often choose to settle and pay our clients and fight the firms that won’t stand up to them.


Who We Help

Our legal team can help you if you were injured in an accident and have Limitation on Lawsuit insurance coverage – regardless of whether you were behind the wheel or not.


Injured motorists with the Limitation on Lawsuit insurance option may still be able to recover compensation for their injuries.


We regularly obtain compensation for people with the Limitation on Lawsuit insurance option who were injured as passengers.



We have obtained substantial recoveries for people who were struck as pedestrians and had Limitation on Lawsuit insurance coverage.


Call Ostroff Law for a free consultation and if there’s an exception that will allow you to get a full recovery, we’ll find it. We have your back!

Awards and Professional Recognition

Representing more than 25,000 clients during the past 25 years has given Jon Ostroff the knowledge and experience to win in the courtroom or settle an insurance claim for top dollar. The continuing recognition — by the legal community, clients, and high-profile publications and media like CNN — is an indication of Ostroff Law’s commitment to excellence.

limited tort lawyers

Our Cases

We have obtained more than $75 million in verdicts and settlements for our clients in the past five years. Ostroff Injury Law is known for taking and winning cases that other attorneys decline to handle. Our successful representation of injured victims with limitation on lawsuit insurance coverage is just one way we’ve shown that when other firms back down, we stand up and have our clients’ backs.

Multimillion-dollar Settlement

$2.1 million

$2.1 million settlement for a client who suffered a severe pelvic injury as a passenger in a vehicle accident.


Van Accident Injuries

$1.9 million

$1.95 million settlement for a driver whose car struck a van that had failed to stop at an intersection.


Settled Within 6 Months


Settlement for a client who suffered a head injury but was able to return to work five months after her accident.


Click here to view more recoveries the New Jersey Limitation on Liability Accident Lawyers at Ostroff Injury Law have obtained.

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